From scattered receipts to a clear plan.

Step 1 — Analyse

See which categories grew.

PennyTrail compares each month with the last and highlights the categories that changed most, so you know where to look first.

October: eating out up 18% vs. September.

Step 2 — Control

Every recurring charge on one timeline.

PennyTrail detects charges that repeat at a regular interval and lists them with their next date and amount. You get a reminder before each one.

Step 3 — Save

Goals with a date on them.

Name a goal, set the amount and the date. PennyTrail works out the monthly figure and shows your progress as you log transfers to your own savings account.